Why does it say the limit has been reached on Hoopla?

The Library has a monthly budget for Hoopla.  It has been divided up to a set amount per day by Hoopla.  When the daily amount is reached, no matter the time of day, it doesn't reset or restart until 12:01 am the next day.  This may limit patrons even if they haven't reached their allotment of borrows for the month.

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1. Why am I unable to download OverDrive audiobooks with my Mac?
2. How many items may be borrowed via Hoopla?
3. How do I set READS to the Kids and Teens interface?
4. Why does it say the limit has been reached on Hoopla?
5. What is my PIN for READS?
6. What is hoopla Flex and hoopla Instant?
7. Can I access READS with my computer?